Clearwater Beach, Tampa and St. Petersburg real estate, home listings and homes for sale in Florida - Joanne Hiller & Associates, REALTORS® Joanne Hiller & Associates REALTORS(r) for Clearwater Beach, Tampa and St. Petersburg, Florida real estate - NUMBER1EXPERTS™ Joanne Hiller & Associates NUMBER1EXPERTS(tm) for Clearwater Beach, Tampa and St. Petersburg, Florida real estate
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Joanne Hiller & Associates, REALTOR®, real estate agents and broker for Clearwater Beach, Tampa and St. Petersburg, Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

All agents are NOT alike! Find out why we are top real estate experts. Call us: 727-447-0040.


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Joan and Marvin Macrow
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About Joanne Hiller & Associates?: Clearwater Beach, Tampa and St. Petersburg, Florida home buying, real estate listings, and homes for sale in Pinellas County, FL
Welcome > About Us > Who Are We? ...

JOANNE HILLER & THE COMPANY 

Joanne Hiller and Associates of Island Estates is located on Florida’s Gulf Coast at Clearwater Beach where property values range from $500,000 to $40 million. Clearwater Beach’s most respected name in real estate since 1969, the firm measures success with true professionalism. Joanne Hiller and Associates have established themselves as the premier group of elite consultants specializing in fine homes and estates with a target market focusing on waterfront properties.

Joanne, the President and Owner of the firm, carries on a tradition. Her mantra being “a company rises or falls on it’s reputation. It all begins at the top, with ethics and professionalism being key. Our dedication to excellence dictates that we never sacrifice integrity for the sake of a deal. We have earned an unparalleled reputation within the industry and the community. We are proud of what we’ve accomplished and how we’ve done it.” 

We have solid name recognition in our area and our statistics show us as the consistent sales leader. Our staff is respected and recognized not only for their capabilities, but for their character as well. Our service doesn’t end with the closing. Over many years we have established a Concierge List to assist our clients in all capacities, from A to Z. 

Joanne, consistently a top producer with over $150 million career sales, has a degree in Business, earned the GRI Designation (Graduate of Realtor’s Institute), is a member of NAFE (National Association of Female Executives), Clearwater Beach Chamber of Commerce, Prestigious Member of the Chairman’s Group and Founder’s Circle. As a member of ERC (Employee Relocation Council) Joanne and her consultants have located top executives to Clearwater Beach from around the world. She has sold many of the area’s fine estates, including the largest residential sale on the West Coast the famous “Century Oaks” which she has sold twice in 1986 and 1991.

Joanne touts no magic formula to success, but states “there is no substitute for hard work and good communication, coupled with product knowledge, integrity and sincerity”. 

 

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Real Estate Tips
Financing Your Home >Home Buyers Education

As the number of mortgage lenders increases, competition forces lenders to get more creative in finding ways to lend people money. This often takes the form of giving homebuyers a "break" in the down payment. The downside of this approach is that statistically, the smaller the down payment, the more likely the borrower will default. Lenders have put together an education program to prevent delinquencies, which fills a much-needed gap in the increasingly complex world of home finance.

Home buyer education classes focus on a variety of money management topics, including all the costs connected with obtaining and owning a home. One lender got together with FANNIE MAE (a government-sponsored loan guarantor) to launch a 3 percent down payment loan which requires participation in this education course. Other lenders have shown a decline in the default rate with five percent loans that are associated with similar education courses.

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Real Estate Trivia
Q 
To what process do the terms closing, escrow, settlement and passing papers refer?

A 
These terms, which vary in different parts of the country, describe the conclusion of a real estate sale.
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Joanne Hiller & Associates, REALTOR®, real estate agents and broker for Clearwater Beach, Tampa and St. Petersburg, Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

JOANNE HILLER & ASSOCIATES
JOANNE HILLER ASSOCIATES OF ISLAND ESTATES REALTY

110 ISLAND WAY, CLEARWATER, FL 33767
Toll Free: 1 888-449-0041
Fax: 727-446-2691
Tel (132 ISLAND WAY): 727 449-0040
Tel (110 ISLAND WAY): 727 447-0040
Email: joannehiller@NUMBER1EXPERT.com

SINCE 1978 AS REAL ESTATE PROFESSIONALS JOANNE HILLER & ASSOCIATES ARE THE TOP AGENTS IN THEIR AREA. THEY HAVE CARVED OUT THEIR NICHE IN THE SPECIALIZED AREA OF LUXURY-CLASS ESTATES, WATERFRONT HOMES AND CONDOMINIUMS ON CLEARWATER BEACH. THEIR ACHIEVEMENTS DEPICT MEGAMILLION SALES AND NUMEROUS SALES AWARDS.

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Joanne Hiller & Associates – Island Estates real estate and homes for sale in Clearwater Beach, Tampa and St. Petersburg, Florida

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