Clearwater Beach, Tampa and St. Petersburg, Florida real estate and homes for sale in Florida - Joanne Hiller & Associates, REALTORS® Joanne Hiller & Associates REALTORS(r) for Clearwater Beach, Tampa and St. Petersburg, Florida real estate - NUMBER1EXPERTS™ Joanne Hiller & Associates NUMBER1EXPERTS(tm) for Clearwater Beach, Tampa and St. Petersburg, Florida real estate
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Joanne Hiller & Associates, REALTOR®, real estate agents and broker for Clearwater Beach, Tampa and St. Petersburg, Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

All agents are NOT alike! Find out why we are top real estate experts. Call us: 727-447-0040.


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We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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“Your performance justified our confidence in choosing you to represent us."
Joan and Marvin Macrow
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Relocating?: Clearwater Beach, Tampa and St. Petersburg, Florida home buying, real estate listings, and homes for sale in Pinellas County, FL
Welcome > Local Info > Relocating? ...


Request Our Free Relocation Package. Don't Move To Clearwater Beach Without It! 

Moving your family to another town or state is a major event in your life! We have helped many families and individuals relocate to and from the Clearwater Beach, Tampa and St. Petersburg, Florida area. 

If you will be moving to the Clearwater Beach, Tampa and St. Petersburg area, we can correspond by email and phone. Together, we'll determine what type of home, price range, and neighborhoods you are interested in. We'll send you every home or property that is currently available that matches your criteria. 

When you visit, we'll be ready! We will visit the Clearwater Beach neighborhoods and homes that interest you the most. 

In addition, we can talk about schools, sub-divisions, local market conditions, local culture... anything that is important to you. 

Remember: As top Clearwater Beach, Tampa and St. Petersburg real estate agents, it's our job to know this area inside and out, and we want to make your transition as smooth as possible. 

To get started, fill out the form to request our FREE Clearwater Beach, Tampa and St. Petersburg, Florida Relocation Package. We'll send it right out. It's full of useful and important information about this area. You are under no obligation, so you can't go wrong... 

Are you new to the area? Request our FREE package of Clearwater Beach, Tampa and St. Petersburg Relocation information. It's our job to help! There's no obligation, and we promise to respond quickly... 

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Real Estate Tips
Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

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Real Estate Trivia
Q 
What architectural detail made its way into the design of many suburban homes built in the 1950s, 60s and 70s?

A 
The picture window was a signature of the suburban American neighborhood.
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Joanne Hiller & Associates, REALTOR®, real estate agents and broker for Clearwater Beach, Tampa and St. Petersburg, Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

JOANNE HILLER & ASSOCIATES
JOANNE HILLER ASSOCIATES OF ISLAND ESTATES REALTY

132 ISLAND WAY, CLEARWATER, FL 33767
110 ISLAND WAY, CLEARWATER, FL 33767
Toll Free: 1 888-449-0041
Fax: 727-446-2691
Tel (132 ISLAND WAY): 727 449-0040
Tel (110 ISLAND WAY): 727 447-0040
Email: joannehiller@NUMBER1EXPERT.com

SINCE 1978 AS REAL ESTATE PROFESSIONALS JOANNE HILLER & ASSOCIATES ARE THE TOP AGENTS IN THEIR AREA. THEY HAVE CARVED OUT THEIR NICHE IN THE SPECIALIZED AREA OF LUXURY-CLASS ESTATES, WATERFRONT HOMES AND CONDOMINIUMS ON CLEARWATER BEACH. THEIR ACHIEVEMENTS DEPICT MEGAMILLION SALES AND NUMEROUS SALES AWARDS.

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